Dental Insurance...Use It or Lose It!
The end of the year is coming fast, and December 31st marks the end of the plan year for most dental insurance companies, Flexible Spending or Health Savings Accounts. At Reamer Family Dentistry, we want you to have the best dental care and the healthiest teeth possible while getting the most out of your benefits.
If you have dental insurance, your policy allows for a certain dollar amount of coverage to be provided to you each year. If your maximum coverage benefit is not used during the year, you lose those benefits because unused coverage does not carry over to the next year. The good news is you can still take advantage of your dental benefits before they run out.
Most dental plans allow teeth cleanings two times per year. If you are due for a cleaning, have dental treatment pending or feel you may need treatment and you haven’t maxed out your insurance benefits for the year, we encourage you to call and schedule an appointment right away.
If you participate in a Flexible Spending or Health Savings Account, in most cases money left in these accounts at the end of the year is forfeited. These are benefits that you have paid for! Make sure to use them before you lose them!
Although dental treatment is never dictated by an insurance policy, our experience has shown that careful planning can often help maximize your benefits. Call us today at (509) 924-5661 to make sure you get an appointment before the end of the year. We look forward to hearing from you.